Credit Approval Process

Villareal & Associates LLC has individuals who are experienced Credit Managers and Credit professionals. We have over thirty years of business credit, sub-contractor credit, commercial, consumer lending and retail credit backgrounds.

Villareal & Associates LLC will generate a credit approval or credit denial form upon request from our clients. We will evaluate all of the various credit reports and background reports and submit a credit approval report or a credit denial report on any account that is requested by our clients.

Our credit approval process allows our clients the opportunity to feel safe in allowing credit to a potential buyer. Our credit research sometimes turns up valuable credit information on existing accounts.

Our clients may share the same customers and we can provide any credit background on a potential new customer to our new client with the approval of our existing client. Overall our credit approval process is the best offer in our industry. We have qualified Private Investigators with years of credit and collection backgrounds that can work for you. Please allow us to show you how we can improve your potential bad debt and save time in the credit approval process.

At Villareal and Associates LLC, we have a proven record of accomplishment for successful operations that got results for our clients. We customize each case so you only get the services you need.

Credit worthiness


Size of debt burden


Loan size


Frequency of borrowing


Length of commitment


Social and community considerations

Corporate Office

312 W Shady Grove Rd

Irving, Texas 75060



Mailing Address

P.O. Box 171591

Irving, Texas 75017




Main: (214) 596-1585

Fax: (214) 596-1513



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© 2018 Villareal and Associates LLC | 312 W Shady Grove Rd, Irving, TX 75060 | (214) 596-1585 |